The Internet is an excellent place to research whole life insurance and receive whole life insurance quotes. Many large and well known insurance companies (like Prudential and MetLife) have information on receiving a quote online as well as calculators that allow you to determine the amount of whole life insurance you will need.
Do you need whole life insurance? Whole life is a permanent type of life insurance that provides a 'lifetime' of coverage. Your premiums not only go towards the life insurance portion of the policy but also go towards a cash value or investment portion. You can draw from this cash value as you would from a home equity amount in your home.
Getting good quotes on your whole life policy is the key to getting the best rates. It is best to begin this type of insurance policy relatively young since the investment portion of the premiums will not have time to accrue in less than 15 to 20 years. You can still receive a loan from your cash value before it fully matures but time is needed to realize the maximum return on your investment.
Another good resource for quotes is the insurance agent that is currently managing your home and auto insurance policies. They can direct you to the best insurance companies that can offer you the best quotes.
Age is only one consideration when determining your insurance rate quote. Different categories based on your overall health and lifestyle will classify you in certain rate categories. If you are a healthy non-smoker you will receive the most favorable rate quotes.